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HSBC releases market-leading five-year fix

Owain Thomas
Written By:
Posted:
August 1, 2017
Updated:
August 1, 2017

HSBC has cut rates across its fixed term mortgages including introducing a market-leading five-year fixed rate product at 1.59%.

The lender also cut rates across a variety of its three-year, five-year and 10-year fixed-rate products at the end of last week.

These are typically at 60%, 70% and 75% loan to value (LTV), however the five-year product has also been cut at 80% LTV.

The 10-year deal has only been cut at 75% LTV.

 

Market-leading deal

Moneyfacts confirmed that the market-leading five-year deal is available at 1.59% at 60% LTV and is available for all borrowers. It has a product fee of £999 or £749 depending on the account held by the customer, and comes with free legal fees for remortgages.

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It matches the rate from Atom Bank, although the Atom Bank mortgage is only available to remortgage customers.