1st Call 4 Mortgages appoints Hall as director of recruitment and training

This is the second time I’ve written this article. That’s because the first time I wrote it, I had very little idea of what the future might be in terms of government intervention on moving the minimum EPC level within the private rental sector (PRS) to C from either 2025 for new tenancies or 2028 for existing ones. 

How do we define success? The answer will be complex. Perception is critical. Background plays a part.

Back in March, the Association of British Insurers (ABI) Critical Illness Working Party modified the 2022 heart attack exclusion within the Guide to Minimum Standards document.

To mark Black History Month this October, Mortgage Solutions is profiling black and black mixed professionals in the sector.

The words ‘digital solutions’ are bandied around our industry often with gay abandon in some circles and, particularly in large parts of the conveyancing sector, you can be met with some bemused looks when you’re the one outlining just what a gamechanger this could be for vast swathes of our sector.

Most organisations in the UK mortgage industry are taking steps to be more inclusive and diverse, with some further along in that journey than others.

It’s been more than a year since ‘that budget’ and what a year it has been for the later life market.

To mark Black History Month this October, Mortgage Solutions is profiling black and black mixed professionals in the sector.

This week Specialist Lending Solutions is talking to Herbie Bone, bridging finance – business development manager (BDM) at Hampshire Trust Bank (HTB).

According to UK Finance, just over 80 per cent of mortgage holders are on a fixed-rate deal. That compares with just a third of property owners in 2003.